Flexible Finance Options

Price And Finance Options


At DM Design we offer an extensive range of bedroom, bathroom and kitchen solutions that can be tailored to your exact and personal needs. As every design is bespoke and made to your individual requirements, we cannot give exact prices on our website. Our prices for a fully fitted bedroom start at around £2,995, bathrooms at about £6,995, around £7,995 for a fully fitted kitchen, a kitchen reface from £2,995 and our granite and quartz tops from around £3,495. These prices will vary depending on the range and products chosen. You can book a free design visit to see how much your bedroom, bathroom or kitchen would cost with no obligation to buy.


At DM Design, we know that there is no such thing as ‘one size fits all’. That is why we aim to offer such a wide range of styles, colours, and finishes to suit every individual. We also realise that not everyone has the same budget and that a single repayment option won’t suit everyone.

For this reason, we have partnered up with a selection of lenders to offer a choice of funding options, so you can select the right one for you.


Option 1 – 3 Years Interest-Free Credit

With Interest Free Finance you can improve your home with convenient monthly instalments and there’s absolutely no interest to pay! This option is available across our entire range of bedrooms, bathrooms and kitchens.

An initial 50% deposit, then select up to 36 monthly repayments interest-free. No set-up fees.


Cash price £3000
50% Deposit £1500
Amount of credit £1500
36 monthly payments of £41.66
Representative APR 0% APR
Rate of interest 0% p.a. fixed
Total amount payable £3000

Option 2 – Buy Now, Pay Later

With this finance option you have the choice to either repay the agreement in full within the deferral period and there’s no interest to pay   –OR–

After the deferral period you can commence 120 monthly repayments at 19.9% APR. Note: interest will have accrued from the start of the agreement and will be added to your loan.

No deposit is required.


Cash price £8000
Deposit £0
Amount of credit £8000
Duration of agreement 132 months
120 monthly payments of £172.09
Representative APR 19.9% APR
Rate of interest 18.3% p.a. variable
Total amount payable £20650.60

Option 3 – Home Improvement Account (Low Monthly Payments)

Our popular ‘Home Improvement Account’ gives you the flexibility to spread the cost over 5 or 10 years at just 8.6% APR.  You also have the ability to make additional repayments at any time, which could reduce the duration of the agreement and the total interest payable.


Cash price £10000
20% Deposit £2000
Amount of credit £8000
60 monthly payments of £163.36
Representative APR 8.6% APR
Rate of interest 8.3% p.a. variable
Total amount payable £11 801.60

Option 4 – Cash Payment

A simple plan for a cash payment option. An initial 20% deposit upon agreement, followed by 80% payable upon delivery of goods.

Credit is subject to application and status. Finance only available on fully fitted products with a minimum order value of £2000 and a minimum loan value of £1000. Deposit may be required.

Authorised and regulated by the Financial Conduct Authority. DM Design Bedrooms Ltd, 1 Deerdykes Place, Cumbernauld, Glasgow, G68 9HE [FRN 737500] act as a credit broker and not the lender, and offers products from a range of financial providers.